Living Benefits 

People don't always need insurance because they are going to die...
they need it because they are going to live.

Due to incredible medical advancements our life expectancy has doubled in the last 100 years!

That also means, if you were to suffer from a serious illness, such as heart attack, stroke or cancer, or a serious injury - the good new is you will likely survive.

Financially, the bad news is - you will likely survive.

  • Savings and assets are at risk,
  • Retirement security and inheritances are at risk,
  • Children's education is at risk,
  • Businesses, employees and suppliers need to be protected,
  • Estates need to be preserved.

Critical Illness
 Dr. Marius Barnard
 Maurice's Story
 Gary's Story

 Listen to our radio ad


        
Child Cover
            "Mom's Career suffers when child is
                   disabled" (Report from: Globe & Mail)

Personal Long Term Disability Coverage           

Disability Buy Out
          Long Term Disability Buy-Sell
          Critical Illness Buy-Sell

Overhead Expense Protection

Long Term Care

TriAccess (Rapid access & funding to US healthcare)
            FAQ'S on TriAccess
          
 National Post article
          
 Best Doctor's