Dr. Marius Barnard/Creator of Critical Illness Coverage 

Dr. Marius Barnard; assisted his brother Christian Barnard in performing the first successul human heart transplant and was the driving force behind the development of Critical Illness Insurance. Dr. Barnard is quoted as saying: "people don't need insurance because they are going to die... they need it because they are going to live".

Critical Illness
 Dr. Marius Barnard
 Maurice's Story
 Gary's Story


        
Child Cover
            "Mom's Career suffers when child is
                   disabled" (Report from: Globe & Mail)

Personal Long Term Disability Coverage           

Disability Buy Out
          Long Term Disability Buy-Sell
          Critical Illness Buy-Sell

Overhead Expense Protection

Long Term Care

TriAccess (Rapid access & funding to US healthcare)
            FAQ'S on TriAccess
          
 National Post article
          
 Best Doctor's